Hospital Care
Peace of Mind from unexpected Accidental Hospital Expenses - Perfect supplement to your health policy
Hospital Care takes care of all your expenses arising due to unforeseen hospitalization expenses due to accident.
Apart from regular hospital charges like Operation theatre, surgeon's fees, pathology tests, X-ray etc this product also covers incidental expenses like food, commutation by your immediate family members.
- Features
Unique Features
Hospital Cash Benefit: Takes care of incidental expenses while in hospital, available in Rs. 1000/day, Rs2500/day, Rs.5000/day.
ICU Benefit: Double Hospital Cash benefit while admitted in Intensive Care Unit.
Physiotherapy Benefit: to help you recover fast during confinement in the hospital due to accidents.
Additional Features
- No medical examination is required.
- 24 hours world wide coverage.
- Covers risks of Accidental Death, equivalent to 100 times daily Hospital Cash benefit.
- Ambulance Charges
- Benefits
| Benefits | Plan1 | Plan2 | Plan3 |
|---|---|---|---|
| Accident Hospital cash daily benefit - Upto 60 days |
Rs.1000/day | Rs.2500/day | Rs.5000/day |
| Acc Hosp. Cash (ICU - 2 times) Upto 15 days |
Rs.2000/day | Rs.5000/day | Rs.10000/day |
| Accidental Death 100 times of the daily benefit |
Rs.1 lakh | Rs.2.5 lakhs | Rs.5 lakhs |
| Operation Charges | |||
| Anesthetist's Fees upto | Rs.5,000 | Rs.10,000 | Rs.10,000 |
| Operation Room Charges upto | Rs.5,000 | Rs.10,000 | Rs.10,000 |
| Surgeon Fees upto | Rs.10,000 | Rs.20,000 | Rs.20,000 |
| Hospital Services | |||
| x-ray upto | Rs.1,000 | Rs.2,000 | Rs.2,000 |
| Pathology Tests upto | Rs.2,500 | Rs.5,000 | Rs.5,000 |
| Ambulance Charges (while admitting and discharging from the Hospital) upto |
Rs.2,500 | Rs.5,000 | Rs.5,000 |
| Physiotherapy Benefit (During confinement in the Hospital upto 30 days) |
Rs.5,000 | Rs.10,000 | Rs.10,000 |
| Benefits | In Rs. Inclusive of 12.24% service tax | ||
|---|---|---|---|
| Self | 1017 | 2422 | 4216 |
| Family | 2798 | 6657 | 11593 |
- Exclusions
The main exclusions to the policy include suicide, military service or operations, war, illegal act, bacterial infections, disease, AIDS, dangerous sports etc.
The coverage, terms & exclusions have been outlined briefly; kindly refer the policy wordings for complete details.
