Secured Future Plan
Guaranteed monthly income upto 20 years - The future was never so secured before!
We, at Tata AIG understand that an unfortunate accident can create serious financial problems for your family. More so your spouse may not understand how to invest the lumpsum payment from a life insurance cover; for a guaranteed monthly income. Our Secure Future Plan is the right solution for such uncertainties.
- Features
Unique Features
Flexibility: Depending upon your monthly expenditure you can choose the highly flexible options, with Monthly income benefits ranging from Rs.10000 to Rs.35000, for a period of 5 years to 20 years.
Guaranteed Monthly Income: The monthly income is not subject to market risks and is guaranteed over the period chosen.
Additional Features
- No medical examination is required.
- 24 hours world wide coverage.
- Covers risks of Accidental Death, Dismemberment & Paralysis and Permanent Total Disability.
- Plan Table
Premium Rates
| Silver Plan | |||||
|---|---|---|---|---|---|
| Benefit per month | Months | 60 | 120 | 180 | 240 |
| 10000 | 884 | 1683 | 2461 | 3236 | |
| 15000 | 1261 | 2461 | 3626 | 4881 | |
| 20000 | 1683 | 3236 | 4881 | 6464 | |
| Gold Plan | |||||
|---|---|---|---|---|---|
| Benefit per month | Months | 60 | 120 | 180 | 240 |
| 25000 | 2136 | 4078 | 6133 | 8303 | |
| 30000 | 2526 | 4946 | 7493 | 10376 | |
| 35000 | 2912 | 5737 | 8908 | 12284 | |
* Premiums are annual and inclusive of 12.24% service tax
Occupational Classes-Definition
Class I & II - White collar non-hazardous occupations with office, showroom only i.e lawyers, doctors, dentists, office executives, clerks, salemen, superintending engineers etc. Semi-hazardous occupations with duties in a supervisory capacity (not a machine operator of any type, nor doing manual work, labour etc.)
Class III & IV - Skilled or semi-skilled workers using light / heavy machinery i.e filing station attendants, taxi drivers, heavy vehicle drivers, industrial workers or unskilled labourers, construction workers, electricians, farmers, labourers etc.
- Exclusions
The main exclusions to the policy include suicide, military service or operations, war, illegal act, bacterial infections, disease, AIDS, dangerous sports etc.
